AETNA ADVANTAGE PLANS IN MANCHESTER

Medicare Advantage plansMedicare is provided by the federal government of the United States to its citizens who are 65 years of age and older, or for those suffering from an end-stage renal disease. The medicare covers all of your medicare as well as hospital charges. However, in the past decade, many people have switched to Medicare Advantage plans. These plans are advantageous plans and provide extra benefits to their customers. Along with covering all of the original medicare services, the plans also cover extra benefits like prescription drug services, eye tests, glaucoma screening, fitness benefits, routine dental checkups, meals, and much more. Not only these plans are more beneficial but are also provided at a very affordable monthly premium by private organisations. One such private organisation is Aetna Medicare, which is one of the biggest in the United States. Serving more than 13 million people, Aetna has plans in all the 50 states of the US. Aetna Medicare Advantage plans in Manchester are discussed below.

 

  1. Aetna Choice H5216-138 (PPO)

With an overall rating of 4, the plan is offered at a monthly premium of $0. The annual deductible for the plan is $425, along with a maximum out of pocket expense of $6700. While visiting your primary doctor you have to pay a copay of $0, and a copay of $50 for specialist. The plan also covers your prescription drugs, with a deductible of $295. The deductible is applicable to preferred brand, non preferred drug and specialty tier. For generic and brand name you have to pay a coinsurance of 25%. The plan also provides cardiac and pulmonary rehabilitation services, occupational therapy services, as well as speech therapy services. The plan also covers up to 100 days of Skilled Nursing Facility.

  1. Aetna Choice H5216-058 (PPO)

With an overall rating of 4, the plan is offered at a monthly premium of $0. The plan has no annual deductible and a maximum out of pocket expense of $6700. While visiting a primary health care provider, you have to pay no copay and a $45 copay for a specialist. Along with this, the plan also provides prescription drug services, with a deductible of $300. The deductible is applicable to preferred brand, non-preferred drug, and specialty tier. For generic and brand name drugs you have to pay a coinsurance of 25%. The plan also covers your annual lab tests, radiology scans, outpatient surgery as well as rehabilitation services.

 

  1. Aetna Choice H5216-059 (PPO)

With an overall rating of 4, the plan is offered at a monthly premium of $0. The plan has no annual deductible, and a maximum out of pocket expense of $4500, for in-network services, and $10000 for providers out of the network. While visiting your health care provider you have to pay $0 copay and a $40 copay for a specialist, inside your network. The plan does not pay for your prescription drug coverage, and you have to take a part D plan separately. The plan covers your emergency room services at a copay of $90. This plan also covers additional services like dental, vision, hearing services, fitness benefits, over the counter benefits, as well as transportation costs. The plan provides in-network preventive and home health care at $0 copay.

 

  1. Aetna Value Plus H5619-065 (HMO)

With an overall rating of 4, this plan is offered at a monthly premium of $16.60. The plan charges medicare defined part B annual deductible and a maximum out of pocket expense of $6700. For visiting your primary care provider you have to pay a $0 copay and 20% coinsurance for a specialist doctor. The plan also covers prescription drug services, and provide a deductible amount of $435. The deductible amount applies to generic, preferred brand, non preferred drug, and specialty tier. For generic and brand name drugs you have to pay a coinsurance of 25%. Along with this it also provides vision services, dental services, over the counter benefits, transportation services, hearing services, as well as SilverSneakers program, also providing the skilled nursing facility at a $0 copay for the first twenty days.

 

  1. Aetna Gold Plus H5619-040 (HMO)

With an overall rating of 4, the plan is offered by Aetna at a monthly premium of $28. The plan does not have any annual deductible, and an out of pocket maximum of $6700. This health maintenance organisation plan helps you choose your primary care provider inside the network. This provider would have an overall picture of your health. The plan covers your prescription drug services as well, with a deductible of $400, along with covering urgently needed services at a $0 copay. The plan also covers oral exams, eyewear, eyeglasses, contact lenses, glaucoma screening, hearing aids, hearing exams, over the counter benefits, fitness benefits, and transportation services as well. You get 24 trips a year to your local health providers.

 

  1. Aetna Choice H5216-057 (PPO)

With an overall rating of 4, the plan is offered at a monthly premium of $58. The plan does not have an annual deductible, with an out of pocket maximum of $5400. For every visit to your primary health care provider you have to pay a copay of $0, and a copay of $40 while visiting a specialist. The plan also covers inpatient hospital stay for both acute disease as well as psychiatric for a $0 copay after the fifth day. The plan also covers your prescription drugs, with no deductible. For generic and brand name you have to pay a coinsurance of 25%. Along with all the basic benefits of dental as well as vision care, the plan also covers Skilled nursing facility and preventive care.